All Low Introductory offers feature a low or zero interest rate on either purchases, balance transfers or both for a defined period of time after you acquire the card. Most credit cards that are aggressively marketed provide some sort of introductory offer that features a low or zero interest rate and are only available to new customers as an incentive to switch to a new issuer or bank. These cards can produce some of the biggest savings possible from obtaining a new credit card especially if you carry a monthly balance or are planning a major purchase.

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