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Low Introductory Rate
Credit Card

A Low Introductory Rate credit card has a very low or zero rate for the first 6-12 months. After the introductory period, the rate will rise to an average rate. The low introductory rate may apply to purchase, balance transfers or both. A low introductory rate credit card can save a significant amount of money if you carry a high balance from month-to-month or are expecting a large purchase.

Updated: 7/2/2009
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Official Data Intro
Rates
Features Apply
Now
Click for More Information about the Citi® Platinum Select® Card card
Citi® Platinum Select® Card
Annual Fee :
Credit Level:
Norm Rate:
$0
Very Good
As low as
11.99
Intro%
Period:
0
Up to 12 Mo
0% APR* on balance transfers and purchases for up to 12 months.
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
Click to Apply for the Citi® Platinum Select® Card offer
Click for More Information about the American DreamCard™ MasterCard® card
American DreamCard™ MasterCard®
Annual Fee :
Credit Level:
Norm Rate:
See Terms*
Good
14.99
Intro%
Period:
n/a
n/a
Large monthly cash jackpots
Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
Get 1,000 entries just for applying
Earn entries from everyday shopping
See terms and conditions for important rate, fee and other cost information, and limitations
Click to Apply for the American DreamCard™ MasterCard® offer
Click for More Information about the Discover® More(SM) Card - Clear card
Discover® More(SM) Card - Clear
Annual Fee :
Credit Level:
Norm Rate:
$0
Very Good
10.99
Intro%
Period:
0
Up to 6 Mo
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top online retailers*
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
Click to Apply for the Discover® More(SM) Card - Clear offer
Click for More Information about the Starwood Preferred Guest® Credit Card from American Express card
Starwood Preferred Guest® Credit Card from American Express
Annual Fee :
Credit Level:
Norm Rate:
$45
Good
13.24
Intro%
Period:
2.90
6 Mo
Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts with no blackout dates
Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar of eligible spending and double Starpoints® at participating Starwood properties and retail outlets
No annual fee for the first year and $45 thereafter
Click to Apply for the Starwood Preferred Guest® Credit Card from American Express offer
Click for More Information about the Pulaski Bank Visa® card
Pulaski Bank Visa®
Annual Fee :
Credit Level:
Norm Rate:
$35 to $50
Excellent
6.50
Intro%
Period:
0
6 Mo
One of the lowest credit card rates in the country
Cash advance rate is 7.99%
No cash advance or balance transfer fees
25 day grace period
No balance transfer fees
Click to Apply for the Pulaski Bank Visa® offer
Click for More Information about the Pulaski Bank Visa® Gold Card card
Pulaski Bank Visa® Gold Card
Annual Fee :
Credit Level:
Norm Rate:
$0
Excellent
8.00
Intro%
Period:
0
6 Mo
One of the lowest $0 annual fee rates available
No cash advance fees
No interest for 6 months
25 day grace period
No balance transfer fees
Click to Apply for the Pulaski Bank Visa® Gold Card offer
All reasonable efforts are made to collect and provide accurate information about current Low Introductory Rate credit card offers. Due to the dynamic nature of credit card issuers objectives and requirements, all information is presented without warranty. You may click in the "Apply Now" column to review the Low Introductory Rate credit card offer, terms and conditions on the credit card issuer's web site.


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Low Introductory Rate Related Articles
Big savings with a low intro card, if you can follow the rules. All of them.   by Derek Lenehan
A common term you might hear in commercials or read in a print ad is 'low intro.' Those two words mean that a particular credit card has a lower interest rate when you first get it than it will after some time passes. The most...   Read More

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