"Comparisons and secure applications
of the best credit card offers online."
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"Comparisons and secure applications of the best credit card offers online." |
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Low Interest |
Offers that fall into the low interest category distinguish themselves from other cards by having a low interest rate that does not expire after a set period of time. There are many cards that have a low or zero APR during an introductory period then fall back to a higher rate once the intro period expires. Card listed in this category may have an introductory period but will go to a rate that is lower than most other cards. These offers here are more for those expecting to carry a balance on their card over a long time frame and may represent better savings over the long haul. |
Updated: 6/19/2013 |
| Official Data and Rates | Features | More Info |
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Iberiabank Visa® Classic Card
Credit Level: Excellent
Annual Fee: $0
Norm Rate: 7.25%, 10.25%, or 13.25%
Purchase Intro Rate: n/a
Transfer Intro Rate: 1.99%
Transfer Intro Period: 6 billing cycles
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Iberiabank Visa® Select Card
Credit Level: Very Good
Annual Fee: $35
Norm Rate: 7.50%, 9.50%, or 11.50%
Purchase Intro Rate: 0% or 7.5%
Purchase Intro Period: 12 Mo.
Transfer Intro Rate: 1.99%
Transfer Intro Period: 12 billing cycles
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Barclaycard® Ring MasterCard®
Credit Level: Excellent
Annual Fee: $0
Norm Rate: 8.00% (Variable)
Purchase Intro Rate: n/a
Transfer Intro Rate: n/a
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BankAmericard® Visa® Card
Credit Level: Excellent
Annual Fee: None*
Norm Rate: 10.99%-20.99% Variable* on purchases & balance transfers
Purchase Intro Rate: 0%*
Purchase Intro Period: 15 billing cycles*
Transfer Intro Rate: 0%*
Transfer Intro Period: 15 billing cycles for qualifying balance transfers*
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Previous | All reasonable efforts are made to collect and provide accurate information about current Low Interest credit card offers. Due to the dynamic nature of credit card issuers objectives and requirements, all information is presented without warranty. You may click in the "Apply Now" column to review the Low Interest credit card offer, terms and conditions on the credit card issuer's web site. |
Low Interest |
Since credit card issuers are always interested in attracting new customers, most offerings you will find advertised or marketed aggressively will promote a low interest rate. The online comparison web sites, such as this site, will usually rank the cards in the low interest category by the ongoing interest rate charged on purchases. The actual rate is typically presented as a range with a variance as great as 10%. Those with excellent credit ratings that maintain on-time payments can expect to receive the interest rate at the lower end of the range. The rest of us have will fall somewhere in between. By selecting a particular card and continuing to the issuer’s application page, you can find the actual breakdown of the rates and determine more closely what interest rate will be offered with the card along with more information regarding any promotional offers attached to the card. The only real tip to getting the maximum value from your new card is to take a good look at your current card balances and spending habits. If you are planning some large purchase that will remain as a balance on the new card for an extended period of time then opting for a low interest card is most likely the best route. An additional perk on most of the cards is a very low or zero rate for some introductory period of time. These two items combined can literally save hundreds of dollars over the course of maintaining an outstanding balance and many consumers find this to be the best path to take when applying for a new card. |
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