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Instant Approval
Credit Card

Instant Approval Credit Card issuers have on-line applications that are easy and quick to complete. The features vary from card to card and you can get an application response usually within minutes. An instant approval credit card is perfect for someone in a pinch or for the procrastinator !

Updated: 7/3/2008
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Click for More Information about the Blue from American Express® card
Blue from American Express®
Annual Fee :
Credit Level:
Norm Rate:
$0
Very Good
As low as
9.99
Intro%
Period:
0
Up to 15 Mo
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
Membership Rewards Express® Program -- Get the rewards you want right now.
You'll have access to an incredible selection of clothing, electronics, dining experiences, online music, travel, and more.
No Annual Fee
Express Approval. Get a decision in less than 60 seconds.
Click to Apply for the Blue from American Express® offer
Click for More Information about the Chase Platinum Visa® Card card
Chase Platinum Visa® Card
Annual Fee :
Credit Level:
Norm Rate:
$0
Good
10.99
Intro%
Period:
0
12 Mo
0% Intro APR for up to 12 months
FREE Online Account Access
FREE travel services
No Annual Fee
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Click to Apply for the Chase Platinum Visa® Card offer
Click for More Information about the Blue Cash® from American Express card
Blue Cash® from American Express
Annual Fee :
Credit Level:
Norm Rate:
$0
Very Good
As low as
9.99
Intro%
Period:
0
6 Mo
Up to 5% Cash Back with Unlimited Cash Rewards
Earn unlimited cash back
0% Intro APR for 6 months on purchases
Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
Express Approval. Get a decision in less than 60 seconds.
Click to Apply for the Blue Cash® from American Express offer
Click for More Information about the Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card card
Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card
Annual Fee :
Credit Level:
Norm Rate:
$0
Very Good
9.99 /
15.99
Intro%
Period:
0
12
Billing
Cycles
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles
Earn 1 Point for every dollar you spend in net retail purchases.
Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
Free 24/7 Concierge Service. Absolute Fraud Protection.
Card issued by FIA Card Services, N.A.
Click to Apply for the Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card offer
Click for More Information about the Bank of America® Platinum Plus® Visa® Card card
Bank of America® Platinum Plus® Visa® Card
Annual Fee :
Credit Level:
Norm Rate:
$0
Good
7.99
Intro%
Period:
0
12
Billing
Cycles
0% for balance transfers WITH a balance transfer fee, min $10, 3% of transfer
Credit lines as high as $25,000
Online Banking Service
Total Security Protection®
Card issued by FIA Card Services, N.A.
Click to Apply for the Bank of America® Platinum Plus® Visa® Card offer
Click for More Information about the American Express® Preferred Rewards Green Card card
American Express® Preferred Rewards Green Card
Annual Fee :
Credit Level:
Norm Rate:
$95
1st Free
Good
n/a
Intro%
Period:
n/a
n/a
Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card
Entry into the Membership Rewards® program
Points have no expiration
No limit to the number of points you can earn
Purchase Protection protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.
Click to Apply for the American Express® Preferred Rewards Green Card offer
Click for More Information about the BucksBack(SM) Platinum Edition® Visa® Card card
BucksBack(SM) Platinum Edition® Visa® Card
Annual Fee :
Credit Level:
Norm Rate:
$0
Very Good
As low as
9.99
Intro%
Period:
0
12 Mo.
Receive $50 the first time you use your card
Earn additional $25 reward check or rebate credit to your account for every $2,500 in purchases on the card
Earn cash back on every purchase
Online access to view transactions, pay your bill, view up to seven years of prior statements and more
Purchase protection and identity theft protection
Click to Apply for the BucksBack(SM) Platinum Edition® Visa® Card offer
All reasonable efforts are made to collect and provide accurate information about current Instant Approval credit card offers. Due to the dynamic nature of credit card issuers objectives and requirements, all information is presented without warranty. You may click in the "Apply Now" column to review the Instant Approval credit card offer, terms and conditions on the credit card issuer's web site.


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Instant Approval Related Articles
The great stress reducer, instant online approval.   by Derek Lenehan
In my vast experience within the realm of credit - and personally debt, lots of debt - I've found that instant approval credit cards are pleasant to acquire. It's similar to going to a job interview and being told by the receptionist...   Read More


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