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Details about PenFed Promise Card

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Official Card Name PenFed Promise Card
Card Appearance PenFed Promise Card Offer
Brand ® 
Annual Fee $0 
Purchase Intro
Rate
7.49% 
Length of Purchase
Intro Period
36 Mo. 
Go To Rate
(After Intro)
9.99% (Variable) 
Balance Transfer
Available
Yes 
Balance Transfer
Intro Rate
 
Balance Transfer
Intro Period
 
Balance Transfer
Go To Rate
 
Balance Transfer
Fee
 
Credit Level
Required
Good 
Offer Features You must be a PenFed member to apply. Not yet a member? It's easy to join!  
 You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
 Absolutely no fees—no annual fee, no foreign transaction fee, no balance transfer fee, no cash advance fee, no late fee, no over credit limit fee, and no penalty fee.
 7.49% introductory purchase APR for the first 36 months. After that, the APR will vary with the market based on the Prime Rate, and is currently 9.99% APR.
 4.99% APR promotional balance transfer rate for life of balance on transfers made between October 1, 2012, and December 31, 2012.
 After December 31, the APR for any new balance transfers will vary with the market based on the Prime Rate, and is currently 9.99%.
 No-fee cash advances carry a 9.99% variable APR.
   



 



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