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"Comparisons and secure applications of the best credit card offers online." |
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Additional Details, Terms and Conditions | |
| Category | Reward - Travel |
|---|---|
| Status | Signature |
| Introductory Percentage Rate | 0.00 |
| Introductory Time Period | 12.00 |
| Intro Applies To | Purchases, Balance Transfers |
| Intro Details | None |
| APR for Purchases | 14.990 |
| Purchase Rate Type | Variable |
| Minimum APR on Purchases | No |
| APR for Cash Advances | 20.990 |
| Cash Advance Rate Type | Variable |
| Minimum APR on Cash Advances | No |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $0 |
| Additional Annual Fees | $0** |
| Annual Fee Detail | **There is no annual fee for the credit card; however, there is a $29 annual fee to participate in the rewards program. |
| Grace Period | 20 Days (Min.) |
| Late Payment Fee | $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
| Over Limit Fee | $39 |
| Cash Advance Fee | 3%, $10 minimum |
| Balance Transfer Fee | 3%, $5 minimum, $99 maximum |
| Minimum Balance Transfer | n/a |
| Maximum Balance Transfer | n/a |
| Type of Reward | Mile |
| Optional Reward | Yes |
| Optional Annual Fee | $29 |
| Miles Earned Per Dollar Spent | 1 Mile |
| Additional Miles | Earn 2 miles per dollar spent on travel purchases. |
| Mile Details | Miles can be redeemed for free airline travel, hotel stays, car rentals, and retail gift certificates. |
| Miles Compatible With FF | No |
| Expiration | n/a |
| Yearly Limit | None |
| Bonus Approval | None |
| Bonus First Purchase | None |
| Bonus Balance Transfers | None |
| Bonus Annual | None |
| Bonus Other | None |
| Bonus Details | None |
| Additional Perks | Various Internet account related services. Personal concierge service. Lost luggage insurance. Emergency card replacement. Emergency cash replacement. Lost and stolen card reporting. Up to $1,000,000 in travel accident insurance. Auto rental insurance. Various travel and emergency assistance services. Extended warranty for purchases. Year-end financial statement (upon request). Access to TravelPlus Rewards program. See website for additional benefits. |
| Notations | See website for complete terms and conditions of card usage and application disclosure. |
| Features / Benefits: | Earn 2 Miles for Every 1 Dollar in Travel Purchases |
| 1 | Earn 1 Mile for Every 1 Dollar in Net Purchases |
| 2 | Annual Rewards Fee of $29 |
| 3 | Redeem for Airline Tickets, Cash, Gift Cards and More! |
| 4 | Intro 0% Fixed APR for Up to 12 Months |
| Rating | 3.00 |
| Benefit Rating | 3.50 |
| Best Feature | Access to rewards program; no yearly limit on miles; 0% introductory rate. |
| Worst Feature | Points cannot be combined with frequent flyer programs; annual fee for rewards program. |
| Review | The Chase TravelPlus Visa® Card, issued by Chase, is designed for those with very good credit who plan to take advantage of the travel rewards program. Through the reward program, cardholders earn one mile for every dollar spent on general purchases and two miles for every dollar spent on travel purchases. Earned miles can be redeemed for free hotel stays, car rentals, retail gift certificates, and other various attractions. An unlimited amount of miles can be earned, and there are no blackout dates or seat restrictions applied. The card also offers signature cardholder benefits provided by Chase, such as up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services. The card offers an attractive 0% introductory rate on purchases and balance transfers for up to twelve months. The APR for purchases is above average once the introductory rate expires. Although there is no annual fee for the credit card, there is a $29 annual fee to participate in the rewards program, which is quite reasonable. Therefore, those who plan to take advantage of the rewards program will benefit most from what the Chase TravelPlus Visa® Card has to offer. |
| Date of Data Update | 2008-08-19 00:00:00 |
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