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"Comparisons and secure applications of the best credit card offers online." |
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Additional Details, Terms and Conditions | |
| Category | Reward - Gas |
|---|---|
| Status | Standard |
| Introductory Percentage Rate | 0.00 |
| Introductory Time Period | 6.00 |
| Intro Applies To | Purchases, Balance Transfers |
| Intro Details | Depending on the applicant\'s credit history, the introductory period will be either 6 months for purchases and balance transfers or 3 months for balance transfers only. |
| APR for Purchases | 10.990 |
| Purchase Rate Type | Variable |
| Minimum APR on Purchases | No |
| APR for Cash Advances | 20.990 |
| Cash Advance Rate Type | Variable |
| Minimum APR on Cash Advances | No |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $0 |
| Additional Annual Fees | $0 |
| Annual Fee Detail | None |
| Grace Period | 20 Days (Min.) |
| Late Payment Fee | $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
| Over Limit Fee | $39 |
| Cash Advance Fee | 3%, $10 minimum |
| Balance Transfer Fee | 3%, $5 minimum, $99 maximum |
| Minimum Balance Transfer | n/a |
| Maximum Balance Transfer | n/a |
| Type of Reward | Rebate |
| Optional Reward | No |
| Rebate Minimum | 1% |
| Rebate Maximum | 6% |
| Additional Rebates | Earn a 6% rebate on all gasoline purchases for the first 90 days. Earn a 3% rebate on gasoline purchases after the first 90 days and a 1% rebate on all other purchases. |
| Rebate Details | Rebates are automatically credited toward future purchases made on the account. |
| Expiration | None |
| Yearly Limit | The maximum rebate you can earn for gas purchases on a monthly statement is $15. The 1% rebate earned on all other purchases is unlimited. |
| Bonus Approval | None |
| Bonus First Purchase | None |
| Bonus Balance Transfers | None |
| Bonus Annual | None |
| Bonus Other | None |
| Bonus Details | None |
| Additional Perks | Various Internet account related services. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. No liability for unauthorized transactions. Fraud and security protection services. Purchase protection. Extended warranty for purchases. Auto rental insurance (MasterRental). Travel accident insurance. Year-end financial statement (upon request). Various travel and emergency assistance services. See website for additional benefits. Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details. |
| Notations | The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99%, or 14.99% + Prime Rate. The APR for cash advances varies according to the applicant\'s credit history and is either 15.99% or 19.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure. |
| Features / Benefits: | 6% Rebates on ALL Gas Purchases at ANY Gas Station for the First 90 Days |
| 1 | 3% Rebates on ALL Gas Purchases at ANY Gas Station after the First 90 Days |
| 2 | 1% Rebates on ALL Other Purchases Made Anywhere Else |
| 3 | 0% Intro APR* for Up To 6 Months |
| 4 | The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Credit History |
| 5 | No Annual Fee |
| Rating | 3.00 |
| Benefit Rating | 3.50 |
| Best Feature | 0% introductory rate; double rebates on gas purchases for the first 90 days; rebates earned on purchases made at any gas station. |
| Worst Feature | Higher APR for less qualifying applicants. |
| Review | The Chase PerfectCard® MasterCard® is designed for those with very good credit who make frequent gas purchases. Unlike other gas credit cards that require a cardholder to use their card at specific gas stations, this card allows cardholders to earn a 3% rebate on gasoline purchased at any gas station. In addition, a 6% rebate is applied to all gasoline purchases made with the card during the first 90 days. The maximum rebate that cardholders can earn for gas purchases is $15 per month. Cardholders also earn a 1% rebate on all other purchases, which is unlimited. Aside from the rewards program, the card provides several benefits that include a purchase protection plan, travel accident insurance, and auto rental insurance. For a reward card, the interest rate applied to purchases and balance transfers is reasonable (for those who qualify). There is also a 0% introductory rate that applies to both purchases and balance transfers for up to six months, and there is no annual fee associated with this card. Therefore, those who qualify for the lowest rate offered and will use the card frequently for gasoline purchases (to earn rebates) will benefit most from what the Chase PerfectCard® MasterCard® has to offer. |
| Date of Data Update | 2008-09-22 00:00:00 |
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