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"Comparisons and secure applications of the best credit card offers online." |
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Additional Details, Terms and Conditions | |
| Category | Business |
|---|---|
| Status | Standard |
| Introductory Percentage Rate | 0.00 |
| Introductory Time Period | 12.00 |
| Intro Applies To | Purchases, Balance Transfers |
| Intro Details | Transferred balances must consist of business-related expenses. |
| APR for Purchases | 10.990 |
| Purchase Rate Type | Variable |
| Minimum APR on Purchases | No |
| APR for Cash Advances | 20.990 |
| Cash Advance Rate Type | Variable |
| Minimum APR on Cash Advances | No |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $0 |
| Additional Annual Fees | $0 |
| Annual Fee Detail | None |
| Grace Period | 20 Days (Min.) |
| Late Payment Fee | $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over |
| Over Limit Fee | $39 |
| Cash Advance Fee | 3%, $10 minimum |
| Balance Transfer Fee | 3%, $5 minimum, $99 maximum |
| Minimum Balance Transfer | n/a |
| Maximum Balance Transfer | n/a |
| Type of Reward | Point |
| Optional Reward | No |
| Points Earned Per Dollar Spent | 1 Point |
| Additional Points | Cardholders will earn 1 point per $1 for new net purchases totaling between $0 and $2,000 each billing cycle; 5 points per $1 for new net purchases totaling over $2,000 and up to $2,500 each billing cycle; and 1.25 points per $1 for new net purchases totaling over $2,500 each billing cycle. |
| Point Details | Cardholders receive $50 every time that they earn 5,000 points or they can choose to receive brand-name merchant gift certificates. |
| Expiration | None |
| Yearly Limit | None |
| Bonus Approval | None |
| Bonus First Purchase | None |
| Bonus Balance Transfers | None |
| Bonus Annual | None |
| Bonus Other | None |
| Bonus Details | None |
| Additional Perks | Various Internet account related services. No liability for unauthorized purchases. Year-end financial statement (upon request). Emergency cash replacement. Emergency card replacement. Lost and stolen card reporting. Travel accident insurance. Auto rental insurance (Auto Rental Collision Damage Waiver). Various travel and emergency assistant services. Extended warranty for purchases. Purchase protection. Visa Business Partner Advantage. See website for additional benefits. Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details. |
| Notations | The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate. The APR for cash advances varies according to the applicant\'s credit history and is either 15.99% or 19.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure. |
| Features / Benefits: | Earn Up To 5% Cash Back with Unlimited Rewards Potential |
| 1 | With No Merchant or Category Spending Restrictions, You Can Earn Points by Shopping Wherever You Want, for Whatever You Want |
| 2 | 0% APR on Purchases and Balance Transfers for Up To 12 Months |
| 3 | Pay No Annual Fee |
| 4 | Receive Quarterly Management Reports |
| 5 | Receive Additional Cards Your Employees Can Use |
| Rating | 3.00 |
| Benefit Rating | 3.50 |
| Best Feature | Rebate program; no annual fee; long term 0% introductory rate. |
| Worst Feature | Higher APR for less qualifying applicants. |
| Review | The Chase Business Cash Rewards® Visa® Card, issued by Chase, is designed for those with very good credit who are looking to consolidate business related expenses with one credit card and plan to take advantage of the rebate program. Through the rebate program, cardholders receive up to 5% cash back on all their purchases with no limit on the amount of cash rewards that they can earn. However, the earnings are based on the following tiered system: one point per $1 for new net purchases totaling between $0 and $2,000 each billing cycle; five points per $1 for new net purchases totaling over $2,000 and up to $2,500 each billing cycle; and 1.25 points per $1 for new net purchases totaling over $2,500 each billing cycle. Therefore, not all purchases will earn the full 5% rebate. Cardholders receive $50 every time that they earn 5,000 points or they can choose to receive brand-name merchant gift certificates. Aside from the rewards program, the card provides several benefits that include a purchase protection plan, travel accident insurance, and auto rental insurance. The card has no annual fee and it provides a 0% introductory rate for up to twelve billing cycles on purchases and balance transfers. Once the introductory rate expires, the card has a reasonable interest rate for purchases and balance transfers (for those who qualify). Therefore, those who qualify for the lowest rate offered and plan to take advantage of the rewards program will benefit most from what the Chase Business Cash Rewards® Visa® Card has to offer. |
| Date of Data Update | 2008-08-19 00:00:00 |
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