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Additional Details, Terms and Conditions | |
| Category | Reward - Hotel |
|---|---|
| Status | Platinum |
| Introductory Percentage Rate | 0.00 |
| Intro Applies To | Balance Transfers |
| Intro Details | The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. |
| APR for Purchases | 9.990 |
| Purchase Rate Type | Fixed |
| APR for Cash Advances | 24.990 |
| Cash Advance Rate Type | Fixed |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $0 |
| Additional Annual Fees | $0 |
| Annual Fee Detail | None |
| Grace Period | 20 Days (Min.) |
| Late Payment Fee | $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Over Limit Fee | $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
| Cash Advance Fee | 3%, $10 minimum |
| Balance Transfer Fee | 3%, $10 minimum |
| Minimum Balance Transfer | n/a |
| Maximum Balance Transfer | n/a |
| Type of Reward | Point |
| Optional Reward | No |
| Points Earned Per Dollar Spent | 2 Points |
| Additional Points | Earn 13 points per dollar spent on qualifying hotel stays (10 of the points are always earned as a TripRewards® member, and an additional 3 points are earned for using the TripRewards® MasterCard® Credit Card). TripRewards® members have the opportunity to earn additional points through various partners. |
| Point Details | Hotels that qualify for additional points include AmeriHost Inn®, Days Inn®, Howard Johnson®, Knights Inn®, Ramada®, Super 8®, Travelodge® (U.S. only), and Wingate Inns®, locations throughout the U.S. and Canada. Points are redeemable for hotel stays, dining, shopping, and auto rentals. |
| Expiration | 4 Years |
| Yearly Limit | None |
| Bonus Approval | None |
| Bonus First Purchase | None |
| Bonus Balance Transfers | None |
| Bonus Annual | None |
| Bonus Other | None |
| Bonus Details | None |
| Additional Perks | See website for additional benefits. |
| Notations | This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. TripRewards® membership is free. Visit www.triprewards.com for more information on their program. See website for complete terms and conditions of card usage and application disclosure. |
| Features / Benefits: | Earn 2 Points for Every $1 in Purchases |
| 1 | Earn 13 Points for Every $1 Spent for Qualifying TripRewards® Hotel Stays |
| 2 | Redeem Your Points for Hotel Stays, Dining, Shopping, and Auto Rentals |
| 3 | No Annual Fee |
| 4 | 24-Hour Online Access |
| 5 | Absolute Fraud Protection |
| 6 | Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles |
| 7 | Card Issued by FIA Card Services, N.A. |
| Rating | 5.00 |
| Benefit Rating | 3.50 |
| Best Feature | Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee. |
| Worst Feature | No extraordinary benefits or discounts offered to cardholders aside from the reward program. |
| Review | The Wyndham Rewards MasterCard(SM), issued by FIA Card Services, N.A., is designed for those with very good credit who are Wyndham Rewards(SM) members or plan to become a Wyndham Rewards(SM) member and would like to earn additional points from their everyday purchases. Through the reward program, cardholders earn two points per dollar spent on purchases, and they earn 13 points per dollar spent on qualifying hotel stays (ten points through their Wyndham Rewards(SM) membership and an additional three points for using their card). Participating hotels include AmeriHost Inn®, Days Inn®, Howard Johnson®, Knights Inn®, Ramada®, Super 8®, Travelodge® (U.S. only), and Wingate Inns®, locations throughout the U.S. and Canada. There is no limit to the amount of points that can be earned, but points expire after four years. Membership in the Wyndham Rewards(SM) program is free, and members can earn additional points through various partners, which can be combined with points earned through the cardmembership. Points are redeemable for hotel stays, dining, shopping, and auto rentals. The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate once the introductory rate expires. Therefore, those who want to participate in the Wyndham Rewards(SM) program, would like to earn additional points as a cardmember, and will take advantage of the introductory rate will benefit most from what the Wyndham Rewards MasterCard(SM) has to offer. |
| Date of Data Update | 2008-08-19 00:00:00 |
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