"Comparisons and secure applications
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"Comparisons and secure applications of the best credit card offers online." |
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Additional Details, Terms and Conditions | |
| Category | Regular |
|---|---|
| Status | Platinum |
| Introductory Percentage Rate | 0.00 |
| Intro Applies To | Balance Transfers |
| Intro Details | The introductory rate applies to the first twelve billing cycles for balance transfers, cash advance checks, and direct deposits. |
| APR for Purchases | 7.990 |
| Purchase Rate Type | Fixed |
| Minimum APR on Purchases | No |
| Cash Advance Rate Type | Fixed |
| Minimum APR on Cash Advances | No |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $0 |
| Additional Annual Fees | $0 |
| Annual Fee Detail | None |
| Grace Period | 20 Days (Min.) |
| Late Payment Fee | $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Over Limit Fee | $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
| Cash Advance Fee | 3%, $10 minimum |
| Balance Transfer Fee | 3%, $10 minimum |
| Minimum Balance Transfer | n/a |
| Maximum Balance Transfer | $25,000 |
| Additional Perks | See website for card benefits. |
| Notations | *See website for complete terms and conditions of card usage and application disclosure. |
| Features / Benefits: | 0% Introductory APR on Balance Transfers and Cash Advance Checks |
| 1 | No Annual Fee |
| 2 | No Balance Transfer Fees for Introductory Rate |
| 3 | Get a Response in 60 Seconds |
| 4 | Card Issued by FIA Card Services, N.A. |
| Rating | 3.50 |
| Benefit Rating | 3.50 |
| Best Feature | 0% introductory rate; no annual fee; common platinum benefits. |
| Worst Feature | No rewards program option; higher APR for less qualified applicants. |
| Review | The Bank of America Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who will take advantage of the introductory offer and the platinum benefits. Cardholders have access to a variety of common platinum benefits such as automatic auto rental insurance, various travel and emergency assistance services, purchase protection, and various security features. The most attractive benefit of this credit card is the 0% introductory rate that is offered for the first twelve billing cycles and applies to balance transfers, cash advance checks, and direct deposits. In addition, there is no annual fee and the interest rate for purchases and balance transfers is reasonably low after the introductory rate expires. Therefore, those who qualify for the lowest rate available, are not looking for any extraordinary benefits or services, and plan to take advantage of the introductory offer will benefit most from the Bank of America Platinum Plus® Visa® Card. |
| Date of Data Update | 2008-09-22 00:00:00 |
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