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"Comparisons and secure applications of the best credit card offers online." |
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Additional Details, Terms and Conditions | |
| Category | Reward - Cash |
|---|---|
| Status | Platinum |
| Introductory Percentage Rate | 0.00 |
| Intro Applies To | Purchases |
| Intro Details | A 0% introductory rate is available on purchases until May 2009. See terms and conditions for complete details. |
| APR for Purchases | 16.900 |
| Purchase Rate Type | Variable |
| Minimum APR on Purchases | No |
| APR for Cash Advances | 22.900 |
| Cash Advance Rate Type | Variable |
| Minimum APR on Cash Advances | No |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $29 |
| Additional Annual Fees | $0 |
| Annual Fee Detail | None |
| Grace Period | 25 Days |
| Late Payment Fee | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over Limit Fee | Credit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of $1,000 or more = $39 fee** |
| Cash Advance Fee | 3% of amount of the cash advance, but not less than $10. |
| Balance Transfer Fee | None |
| Minimum Balance Transfer | $300 |
| Maximum Balance Transfer | $3,000 |
| Type of Reward | Rebate |
| Optional Reward | No |
| Rebate Minimum | 1% |
| Rebate Maximum | 25% |
| Additional Rebates | Cardholders earn a full 1% cash back on purchases, and they earn a 25% bonus on all cash earned in the previous year. |
| Rebate Details | There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. |
| Expiration | None |
| Yearly Limit | None |
| Bonus Approval | None |
| Bonus First Purchase | None |
| Bonus Balance Transfers | None |
| Bonus Annual | None |
| Bonus Other | None |
| Bonus Details | None |
| Additional Perks | Platinum Benefits include 24-hour travel and emergency assistance, as well as customer support and online account services. Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. |
| Notations | This card is for applicants with Average Credit. *See Capital One® important disclosures for more information. **The over-the-credit-limit fee will be based on the amount of the cardholder's credit limit at the time the fee is applied. |
| Features / Benefits: | Get a 25% Annual Bonus on the Cash You Earn During the Year |
| 1 | 1% Cash Back on Every Purchase |
| 2 | Buy What You've Been Dreaming of and Pay No Interest Until May 2009 |
| 3 | There's No Limit to the Cash Back You Earn and Your Rewards Won't Expire |
| 4 | Redeem Cash Whenever You Want |
| 5 | *See Capital One® Important Disclosures for More Information |
| Rating | 3.50 |
| Benefit Rating | 3.50 |
| Best Feature | Reward program. |
| Worst Feature | Limited platinum cardholder benefits and services. |
| Review | The Capital One® No Hassle Cash(SM) Rewards card is a credit card designed for those who have an average credit history and are looking to earn cash rewards. Through the reward program, cardholders earn a full 1% cash back on purchases, and they earn a 25% bonus on all cash earned in the previous year. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. This card has an annual fee of $29 and a high interest rate for purchases and balance transfers. There is also a 0% APR interest rate on purchases until May 2009. This card provides platinum benefits and services including roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who have an average credit history and want a cash back reward card will benefit most from what the Capital One® No Hassle Cash(SM) Rewards card has to offer. |
| Date of Data Update | 2008-10-29 00:00:00 |
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