"Comparisons and secure applications
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"Comparisons and secure applications of the best credit card offers online." |
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Additional Details, Terms and Conditions | |
| Category | Regular |
|---|---|
| Status | Platinum |
| Introductory Percentage Rate | 0.00 |
| Intro Applies To | Purchases |
| Intro Details | A 0% introductory rate is available on purchases until May 2009. See terms and conditions for complete details. |
| APR for Purchases | 14.900 |
| Purchase Rate Type | Variable |
| Minimum APR on Purchases | No |
| APR for Cash Advances | 22.900 |
| Cash Advance Rate Type | Variable |
| Minimum APR on Cash Advances | No |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $19 |
| Additional Annual Fees | $0 |
| Annual Fee Detail | None |
| Grace Period | 25 Days |
| Late Payment Fee | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over Limit Fee | Credit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of $1,000 or more = $39 fee** |
| Cash Advance Fee | 3% of amount of the cash advance, but not less than $10. |
| Balance Transfer Fee | None |
| Minimum Balance Transfer | $300 |
| Maximum Balance Transfer | $3,000 |
| Additional Perks | $0 Fraud Liability for unauthorized use if your card is lost or stolen. 24/7 customer support and online account service. Unique card designs to choose from to personalize your card. |
| Notations | This card is for applicants with Average Credit. *See Capital One® important disclosures for more information. **The over-the-credit-limit fee will be based on the amount of the cardholder's credit limit at the time the fee is applied. |
| Features / Benefits: | Buy What You\'ve Been Dreaming of And Pay No Interest Until May 2009 on Purchases |
| 1 | Save with a Low Non-Intro Variable APR, Currently 14.9% |
| 2 | Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital One® Saving Zone(SM) on Yahoo! Shopping |
| 3 | Know You Are Protected with $0 Fraud Liability If Your Card Is Ever Lost or Stolen |
| 4 | *See Capital One® Important Disclosures For More Information |
| Rating | 3.00 |
| Benefit Rating | 3.50 |
| Best Feature | Common platinum benefits. |
| Worst Feature | Annual fee. |
| Review | The Capital One® Classic Platinum card is an excellent option for those with an average credit history. This card offers a 0% introductory rate on purchases until May 2009, and the interest rate is high thereafter. Plus, the annual fee is only $19. This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those with an average credit history who would like to take advantage of the 0% introductory offer and the reasonable interest rate thereafter will benefit most from what the Capital One® Classic Platinum card has to offer. |
| Date of Data Update | 2008-10-29 00:00:00 |
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