"Comparisons and secure applications
of the best credit card offers online."
|
"Comparisons and secure applications of the best credit card offers online." |
|
Additional Details, Terms and Conditions | |
| Category | Reward - Other |
|---|---|
| Status | Signature |
| Introductory Percentage Rate | 0.00 |
| Intro Applies To | Balance Transfers |
| Intro Details | The introductory rate is 0% for the first 15 billing cycles on balance transfers and cash advance checks. |
| APR for Purchases | 9.900 |
| Purchase Rate Type | Fixed |
| APR for Cash Advances | 20.990 |
| Cash Advance Rate Type | Fixed |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $0 |
| Additional Annual Fees | $0 |
| Annual Fee Detail | None |
| Grace Period | 20 Days (Min.) |
| Late Payment Fee | $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Over Limit Fee | None |
| Cash Advance Fee | 3%, $10 minimum |
| Balance Transfer Fee | 3%, $10 minimum |
| Minimum Balance Transfer | $5,000 |
| Maximum Balance Transfer | n/a |
| Type of Reward | Point |
| Optional Reward | No |
| Points Earned Per Dollar Spent | 1 Point |
| Additional Points | None |
| Point Details | Points are redeemable for travel, merchandise, gift certificates, cash, and more. |
| Expiration | 5 Years |
| Yearly Limit | None |
| Bonus Approval | None |
| Bonus First Purchase | $25 Statement Credit* |
| Bonus Balance Transfers | None |
| Bonus Annual | None |
| Bonus Other | None |
| Bonus Details | None |
| Additional Perks | See website for additional benefits. |
| Notations | This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure. |
| Features / Benefits: | Receive a $25 Statement Credit After Your First Purchase* |
| 1 | No Annual Fee |
| 2 | Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 15 Billing Cycles |
| 3 | Earn 1 Point for Every $1 in Net Retail Purchases |
| 4 | Absolute Fraud Protection |
| 5 | Online Access and 24-Hour Service |
| 6 | Access to the MyConcierge Service, a Unique Personal Assistance Service |
| 7 | Card Issued by FIA Card Services, N.A. |
| Rating | 5.00 |
| Benefit Rating | 3.50 |
| Best Feature | No yearly limit on points earned; no annual fee; very low APR on purchases. |
| Worst Feature | Points expire five years after they are earned. |
| Review | The Bank of America Visa Signature® WorldPoints® Rewards, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that it offers. Cardholders earn one point for every dollar spent on general purchases, which can be redeemed for a variety of benefits including merchandise, gift certificates, cash rebates, and travel rewards. There is no limit to the amount of points that may be earned per year; however, points will expire after five years. This card has no annual fee, and the APR for purchases and balance transfers is reasonably low. There is also a 0% introductory APR for balance transfers and cash advance checks for the first 15 billing cycles. In addition to the reward program, cardholders can expect common benefits such as fraud protection services, online access, and a personal concierge service. Therefore, those who plan to take advantage of the introductory offer, the very low APR for purchases and balance transfers, the reward program, and the various benefits and services may find the Bank of America Visa Signature® WorldPoints® Rewards to be a suitable option. |
| Date of Data Update | 2008-10-28 00:00:00 |
Credit Card Offers Home | Privacy Statement | Terms of Use | Comparison Grid | Credit Articles | News Archives | Site Map |
 |
 |
|
