"Comparisons and secure applications
of the best credit card offers online."
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"Comparisons and secure applications of the best credit card offers online." |
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Additional Details, Terms and Conditions | |
| Category | Business |
|---|---|
| Status | World |
| Intro Applies To | None |
| APR for Purchases | 16.990 |
| Purchase Rate Type | Variable |
| Minimum APR on Purchases | No |
| APR for Cash Advances | 19.990 |
| Cash Advance Rate Type | Variable |
| Minimum APR on Cash Advances | No |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $0 |
| Additional Annual Fees | $0 |
| Grace Period | n/a |
| Late Payment Fee | $19 if balance is less than $250; $39 if balance is $250 or more |
| Over Limit Fee | None |
| Cash Advance Fee | 3%, $5 minimum |
| Balance Transfer Fee | None |
| Minimum Balance Transfer | n/a |
| Maximum Balance Transfer | n/a |
| Type of Reward | Point |
| Optional Reward | No |
| Optional Annual Fee | $0 |
| Points Earned Per Dollar Spent | 1 Point |
| Additional Points | None |
| Point Details | Accountholders may redeem points for travel, certificates, checks in $50 increments, and merchandise. |
| Expiration | None |
| Yearly Limit | None |
| Bonus Approval | None |
| Bonus First Purchase | None |
| Bonus Balance Transfers | None |
| Bonus Annual | 50% of Points Earned* |
| Bonus Other | None |
| Bonus Details | *After every twelve months, 50% of the points earned during the year will be rewarded as bonus points. |
| Additional Perks | Various Internet related account services. Access to discounts and offers. No-Fee employee cards. $0 fraud liability. See website for additional benefits. |
| Notations | See website for complete terms and conditions of card usage and application disclosure. |
| Features / Benefits: | An Exceptionally Rewarding Business Card |
| 1 | Get 50% Bonus Points Every Year, When You Make All Payments On Time |
| 2 | Earn Points Faster - With No Earnings Cap and No Air Travel Seat Restrictions |
| 3 | Thousands of Merchandise, Gift Card, and Travel Options |
| 4 | No Pre-Set Spending Limit* |
| 5 | All With No Annual Fee |
| 6 | *See Terms and Conditions For Important Information, Benefits, and Limitations |
| Rating | 3.50 |
| Benefit Rating | 3.00 |
| Best Feature | Reward program; no annual fee; access to discounts |
| Worst Feature | No introductory offer; APRs based on the highest Prime Rate during a 90-day period |
| Review | The Advanta Business World MasterCard® is for business card applicants with excellent credit and offers the convenience of one account for all business purchases. Through the rewards program, accountholders will earn one point for every dollar spent on purchases. Accountholders will be eligible to redeem rewards after earning a minimum of 5,000 points. Rewards include travel, gift certificates, merchandise, and cash (in $50 increments). As long as the account is open, rewards will never expire and there are no limits on the amount of rewards that can be earned. At the end of every twelve months, accounts in good standing will receive bonus points to the tune of 50% of the amount of points accrued during that year. Accountholders can enjoy additional benefits that include 24/7 account access, no-fee employee cards, and discounts on services. The interest rates for both purchases and cash advances are both high for a business card. Also, the rates are based on the highest Prime Rate available over a three-month period. There is no introductory offer with this card. Business owners who are seeking out a better way to separate businesss purchases from non-business purchases and who plan on paying their monthly bill in full will find the Advanta Business World MasterCard® a great option. |
| Date of Data Update | 2008-10-06 00:00:00 |
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