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Additional Details, Terms and Conditions | |
| Category | Reward - Sports |
|---|---|
| Status | Standard |
| Introductory Percentage Rate | 0.00 |
| Intro Applies To | Balance Transfers |
| Intro Details | The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. |
| APR for Purchases | 15.990 |
| Purchase Rate Type | Fixed |
| APR for Cash Advances | 24.990 |
| Cash Advance Rate Type | Fixed |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $0 |
| Additional Annual Fees | $0 |
| Annual Fee Detail | None |
| Grace Period | 20 Days (Min.) |
| Late Payment Fee | $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Over Limit Fee | $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
| Cash Advance Fee | 3%, $10 minimum |
| Balance Transfer Fee | 3%, $10 minimum |
| Minimum Balance Transfer | n/a |
| Maximum Balance Transfer | n/a |
| Type of Reward | Point |
| Optional Reward | No |
| Points Earned Per Dollar Spent | 1 Point |
| Additional Points | None |
| Point Details | Points are redeemable for a variety of MLB team experiences, collectibles, merchandise, cash, and travel. |
| Expiration | 5 Years |
| Yearly Limit | None |
| Bonus Approval | None |
| Bonus First Purchase | $50 MLB Gift Card |
| Bonus Balance Transfers | None |
| Bonus Annual | None |
| Bonus Other | None |
| Bonus Details | None |
| Additional Perks | See website for additional benefits. |
| Notations | *This card is issued by FIA Card Services, N.A. **The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure. |
| Features / Benefits: | *Get the Card That's a Hit with Baseball Fans! |
| 1 | *Get an Official MLB™ Licensed Jersey after Your First Qualifying Transaction(s) Using Your MLB™ Extra Bases™ Credit Card |
| 2 | *Earn 1 Point for Every Net Retail Dollar Spent Redeemable for MLB™ Autographed Memorabilia, Once-in-a-Lifetime MLB™ Experiences, Cash Rewards, and Travel with No Blackout Dates |
| 3 | *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles |
| 4 | *No Annual Fee |
| 5 | Card Issued by FIA Card Services, N.A. |
| Rating | 5.00 |
| Benefit Rating | 4.50 |
| Best Feature | Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee. |
| Worst Feature | No extraordinary benefits or discounts offered to cardholders aside from the reward program. |
| Review | The Major League Baseball® Extra Bases™ Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to show their support for their favorite MLB team and plan to take advantage of the rewards program. Through the reward program, cardholders receive one point for every dollar spent on the card. Points are redeemable for a variety of MLB team experiences, collectibles, merchandise, cash, and travel. There is no limit to the amount of points that can be earned, and points expire after five years. The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%. Therefore, Major League Baseball fans who would like to carry a card that represents their favorite team, will qualify for the lowest rate offered, and will take advantage of the introductory rate and the reward program will benefit most from what the Major League Baseball® Extra Bases™ Credit Card has to offer. |
| Date of Data Update | 2008-10-28 00:00:00 |
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