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"Comparisons and secure applications of the best credit card offers online." |
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Additional Details, Terms and Conditions | |
| Category | Reward - Sports |
|---|---|
| Status | Platinum |
| Introductory Percentage Rate | 0.00 |
| Intro Applies To | Balance Transfers |
| Intro Details | The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. |
| APR for Purchases | 15.990 |
| Purchase Rate Type | Fixed |
| APR for Cash Advances | 24.990 |
| Cash Advance Rate Type | Fixed |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $0 |
| Additional Annual Fees | $0 |
| Annual Fee Detail | None |
| Grace Period | 20 Days (Min.) |
| Late Payment Fee | $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Over Limit Fee | $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 |
| Cash Advance Fee | 3%, $10 minimum |
| Balance Transfer Fee | 3%, $10 minimum |
| Minimum Balance Transfer | n/a |
| Maximum Balance Transfer | n/a |
| Type of Reward | Point |
| Optional Reward | No |
| Points Earned Per Dollar Spent | 1 Point |
| Additional Points | None |
| Point Details | Points are redeemable for travel, merchandise, gift certificates, cash, and more. |
| Expiration | 5 Years |
| Yearly Limit | None |
| Bonus Approval | None |
| Bonus First Purchase | None |
| Bonus Balance Transfers | None |
| Bonus Annual | None |
| Bonus Other | None |
| Bonus Details | None |
| Additional Perks | Various card designs to choose from. Various Internet account related services. Zero liability for unauthorized card use. Support Ducks Unlimited conservation efforts each time the card is used to make a purchase - at no additional cost to cardholders. See website for additional benefits. |
| Notations | This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.99% or 15.99%. See website for complete terms and conditions of card usage and application disclosure. |
| Features / Benefits: | Earn WorldPoints With Every Retail Purchase You Make With The Card. |
| 1 | No Annual Fee |
| 2 | Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers Through Your First Twelve Billing Cycles. |
| 3 | Zero Liability For Unauthorized Card Use. |
| 4 | Card Issued by FIA Card Services, N.A. |
| Rating | 4.50 |
| Benefit Rating | 4.50 |
| Best Feature | 0% introductory offer; access to reward program; no annual fee; donations to Ducks Unlimited. |
| Worst Feature | No extraordinary benefits or discounts offered to cardholders aside from the reward program. |
| Review | The Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to show support for Ducks Unlimited while taking advantage of the WorldPoints® Rewards Program. Through the WorldPoints® Rewards Program, cardholders earn one point per dollar spent on all qualifying purchases. There is no limit to the number of points that may be earned, but points will expire after five years. Points are redeemable for various travel rewards, merchandise, gift certificates, and cash. The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%. This credit card provides support for Ducks Unlimited's North American conservation efforts each time the card is used to make a purchase - at no additional cost to the cardholder. Aside from the donation program, cardholders can expect benefits such as zero liability for unauthorized card use. Therefore, those who would like to help support Ducks Unlimited, would like the option to carry a balance with a very low interest rate for those who qualify, and will take advantage of the rewards program with no annual fee will benefit most from what the Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card has to offer. |
| Date of Data Update | 2008-11-05 00:00:00 |
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