"Comparisons and secure applications
of the best credit card offers online."
|
"Comparisons and secure applications of the best credit card offers online." |
|
Additional Details, Terms and Conditions | |
| Category | Reward - Airline |
|---|---|
| Status | Signature |
| Intro Applies To | None |
| Purchase Rate Type | Variable |
| Minimum APR on Purchases | No |
| Cash Advance Rate Type | Variable |
| Minimum APR on Cash Advances | No |
| Finance Charge Calculation | Average Daily Balance (including new purchases) |
| Annual Fee | $75 |
| Additional Annual Fees | $0 |
| Annual Fee Detail | None |
| Grace Period | 20 Days (Min.) |
| Late Payment Fee | $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250 |
| Over Limit Fee | None |
| Cash Advance Fee | 3%, $10 minimum |
| Balance Transfer Fee | None |
| Minimum Balance Transfer | See Important Notations |
| Maximum Balance Transfer | See Important Notations |
| Type of Reward | Mile |
| Optional Reward | No |
| Miles Earned Per Dollar Spent | 1 Mile |
| Additional Miles | Earn up to 5 miles per dollar spent at participating restaurants. Earn 2 miles per dollar spent on Alaska Airlines and Horizon Air tickets and vacation packages. |
| Mile Details | None |
| Miles Compatible With FF | Yes |
| Expiration | 3 Years (Miles do not expire as long as the frequent flyer account is active during a 3-year period.) |
| Yearly Limit | None |
| Bonus Approval | 20,000 Miles |
| Bonus First Purchase | None |
| Bonus Balance Transfers | None |
| Bonus Annual | None |
| Bonus Other | 1,000 Miles** |
| Bonus Details | **Receive 1,000 additional miles upon approval when applying online. |
| Additional Perks | See website for card benefits. |
| Notations | The card has no pre-set spending limit. See website for complete terms and conditions of card usage and application disclosure. |
| Features / Benefits: | 20,000 Bonus Miles Upon Approval |
| 1 | Miles Compatible with Frequent Flyer Programs |
| 2 | Two Miles per Dollar Spent on Alaska Airlines and Horizon Air Tickets and Vacation Packages |
| 3 | Up to Five Miles Awarded for Each Dollar Spent at Select Restaurants |
| 4 | Card Issued by FIA Card Services, N.A. |
| Rating | 3.50 |
| Benefit Rating | 4.00 |
| Best Feature | No expiration on miles (as long as the account remains active); no yearly limit on miles; reasonable APR (for a reward card); various additional benefits and services to cardholders; bonus miles. |
| Worst Feature | Annual fee. |
| Review | The Alaska Airlines Visa® Signature® Credit Card, issued by FIA Card Services, N.A., is designed for those who travel frequently on Alaska Airlines or Horizon Air. Through the reward program, cardholders earn one mile per dollar spent on general purchases, two miles per dollar spent on purchases of Alaska Airlines and Horizon Air tickets and special vacation packages, and up to five miles per dollar spent at participating restaurants. 20,000 bonus miles are applied to the account upon approval, and 1,000 bonus miles are earned for applying online. Accumulated miles do not expire as long the account remains active within a three-year period, and there is no yearly limit to the number of miles that may be earned. Miles can be redeemed with ten airline partners, and award travel begins at 20,000 miles. Cardholders receive a $50 round-trip companion ticket upon approval and every year thereafter, and they also receive two Alaska Airlines board room passes upon approval, which can be used at select airports in Seattle, Los Angeles, San Francisco, Portland, and Anchorage. The interest rate applied to purchases and balance transfers is reasonable for a reward card, though not ideal for those who plan to carry a balance. The annual fee is slightly high, though reasonable as compared to other signature airline reward cards. In addition to the reward program, cardholders can expect various signature benefits such as auto rental insurance, various travel and emergency assistance services, purchase protection, and online banking services. Therefore, those who can afford to pay in full each month (to avoid finance charges), will be able to redeem a free ticket within a two-year period (due to its annual fee of $75), and plan to take advantage of the additional benefits that are offered may find the Alaska Airlines Visa® Signature® Credit Card as a suitable option. |
| Date of Data Update | 2008-09-15 00:00:00 |
Credit Card Offers Home | Privacy Statement | Terms of Use | Comparison Grid | Credit Articles | News Archives | Site Map |
 |
 |
|
