The best source, by far, for comsumer information is available at
the Federal Trade Commision (FTC) web site.
Your tax dollars pay their salaries
and the information provided is unbiased.

Consumer Guides

Understanding Vehicle Financing
Credit and Your Consumer Rights
Settling Your Credit Card Debts
Building a Better Credit Report
Credit, ATM and Debit Cards: What To Do If They’re Lost or Stolen
Choosing A Credit Card: The Deal is in the Disclosures
Co-signing a Loan
Avoiding Credit and Charge Card Fraud
Credit and Divorce
Getting Credit When You are Over 62
Credit and Debit Card Blocking
The Credit Practices Rule
Electronic Banking
Equal Credit Opportunity: Understanding Your Rights Under the Law
Fair Credit Billing
Prescreened Offers of Credit and Insurance
Knee Deep in Debt
Gold and Platinum Cards
Utility Credit
Need Credit or Insurance? Your Credit Score Helps Determine What You’ll Pay
Secured Credit Card Marketing Scams
Fiscal Fitness: Choosing a Credit Counselor
Billed for Merchandise You Never Received?
Electronic Check Conversion
Getting Credit: What You Need to Know About Your Credit
Check 21: Substitute Checks, Electronic Processing and What It Means to You
For People on Debt Management Plans: A Must-Do List
Giving the Bounce to Counterfeit Check Scams
Before You File for Personal Bankruptcy: Information About Credit Counseling and Debtor Education
Foreclosure Rescue Scams: Another Potential Stress for Homeowners in Distress
Student Loans: Avoiding Deceptive Offers
Mortgage Payments Sending You Reeling? Here’s What to Do
How to Manage Your Mortgage If Your Lender Closes or Files for Bankruptcy
Advance-Fee Loan Scams: Easy Cash Offers Teach Hard Lessons
www.ftc.gov/gettingcredit.

Consumer Alerts

Buying, Giving, and Using Gift Cards
Advertisements Promising Debt Relief May Be Offering Bankruptcy
Deceptive Mortgage Ads: What They Say; What They Leave Out
Just When You Thought It Was Safe...Advance-Fee Loan "Sharks"
Credit Card Loss Protection Offers
Payday Loans Equal Very Costly Cash: Consumers Urged to Consider the Alternatives
Holiday Shopping on a Budget: Tips from the Federal Trade Commission
Shopping for a Home Equity Loan
Credit Insurance: Is It For You?
Using a Credit Card: Your Rights and Responsibilities
The Secrets of Mystery Shopping Revealed
How to Be the Class 'Value-Dictorian'
Financial Readiness: As Critical as Fully Charged Batteries
Credit Card Interest Rate Reduction Scams

Rules and Acts

Credit Repair Organizations Act
Electronic Fund Transfer Act
Equal Credit Opportunity Act
Fair Credit Reporting Act
Identity Theft and Assumption Deterrence Act
New Credit Card Rules - Effective February 22, 2010
New Credit Card Rules - Effective August 22, 2010