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American Express(R) Gold Card
and
Citi Forward® Card
Side-by-Side Comparison

Here is the detailed comparison.
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American Express(R) Gold Card and Citi Forward® Card

American Express(R) Gold Card Offer American Express(R) Gold Card  Official
Card
Name
Citi Forward® Card  Citi Forward® Card Offer
American Express Logo American Express 
 
Issuer
CitiBank  CitiBank Logo
 
American Express  Brand Visa 
$125  Annual Fee None 
n/a  Introductory
Rate
0 if you qualify* 
n/a  Length of
Intro Period
7 Mo. on Purchases* 
n/a  Go To Rate
(After Intro)
12.99% - 19.99%* (Variable) 
No  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!  Bullet Points:
1
Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.  
The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.  2 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.  
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.  3 Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.  
Express Approval. Get a decision in 60 seconds.  4 No annual fee  
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