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American Express® Preferred Rewards Gold Card
and
Citi CashReturns(SM) Card
Side-by-Side Comparison

Here is the detailed comparison.
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American Express® Preferred Rewards Gold Card and Citi CashReturns(SM) Card

American Express® Preferred Rewards Gold Card Offer American Express® Preferred Rewards Gold Card  Official
Card
Name
Citi CashReturns(SM) Card  Citi CashReturns(SM) Card Offer
American Express Logo American Express 
 
Issuer
CitiBank  CitiBank Logo
 
American Express  Brand MasterCard 
$125
1st Free 
Annual Fee $0 
n/a  Introductory
Rate
n/a  Length of
Intro Period
Up to 12 Mo. 
n/a  Go To Rate
(After Intro)
As low as
9.99 
No  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card  Bullet Points:
1
Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center. 
Entry into the Membership Rewards® program  2 Earn a 20% bonus on the cash back earned on all purchases for the first 12 months 
Exclusive access to tickets for select concerts, shows, major sporting events  3 Checks will be sent automatically every time you earn $50 - no calling necessary 
No pre-set spending limit  4 0% APR* on balance transfers for up to 12 months 
Unparalleled Customer Service and Gold Member Benefits  5 No Annual Fee 
     



 


     


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