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American Express® Gold Card
|American Express® Gold Card||Official
|Citi® Dividend® Card for College Students|
|Intro annual fee of $0 for the first year, then $125||Annual Fee||$0*|
|n/a||Go To Rate
|Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection||Bullet Points:
|Earn bonus cash back each quarter on new must-have categories— like department stores, travel and more, with enrollment|
|Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants||2||Earn a full 1% cash back on all other purchases|
|Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection||3||Free enrollment each quarter for new categories that earn additional cash back.|
|$0 introductory annual fee for the first year, then $125||4||Manage your account online, on your tablet or on your Smartphone|
|Terms and Restrictions Apply||5||No Annual Fee|
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