"Comparisons and secure applications
of the best credit card offers online."

American Express® Preferred Rewards Gold Card
and
Starwood Preferred Guest® Credit Card from American Express
Side-by-Side Comparison

Here is the detailed comparison.
You can also add a third credit card.

American Express® Preferred Rewards Gold Card and Starwood Preferred Guest® Credit Card from American Express

American Express® Preferred Rewards Gold Card

Official
Card
Name

Starwood Preferred Guest® Credit Card from American Express

American Express

Issuer

American Express

Brand

American Express

$125
1st Free

Annual Fee

$45

n/a

Introductory
Rate

2.90

n/a

Length of
Intro Period

6 Mo

n/a

Go To Rate
(After Intro)

14.99

Balance Transfer
Available

Yes

Very Good

Credit Level
Required

Good

Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card

Bullet Points:
1

Earn 10,000 Starpoints® with your first purchase - enough for up to 3 free nights

Entry into the Membership Rewards® program

Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries

Exclusive access to tickets for select concerts, shows, major sporting events

Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines

No pre-set spending limit

Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets

Unparalleled Customer Service and Gold Member Benefits

First year fee-free and only $45 thereafter

Or you can return to one of our comparisons by type:

American Express® Preferred Rewards Gold Card
and
Starwood Preferred Guest® Credit Card from American Express
Side-by-Side Comparison