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American Express® Preferred Rewards Green Card
and
Discover® Motiva(SM)
Side-by-Side Comparison

Here is the detailed comparison.
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American Express® Preferred Rewards Green Card and Discover® Motiva(SM)

American Express® Preferred Rewards Green Card Offer American Express® Preferred Rewards Green Card  Official
Card
Name
Discover® Motiva(SM)  Discover® Motiva(SM) Offer
American Express Logo American Express 
 
Issuer
Discover  Discover Logo
 
American Express  Brand Discover 
$95
1st Free 
Annual Fee $0 
n/a  Introductory
Rate
3.9 
n/a  Length of
Intro Period
Up to 12 Mo 
n/a  Go To Rate
(After Intro)
10.99 
No  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card  Bullet Points:
1
Cash Rewards for your good credit management* 
Entry into the Membership Rewards® program  2 Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year 
Points have no expiration  3 5% to 20%Cashback Bonus® at top online retailers 
No limit to the number of points you can earn  4 Up to 1% Cashback Bonus on all other purchases 
Purchase Protection protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.  5 Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 
     



 


     


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