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Citi® Platinum Select® MasterCard®
and
READYdebit® Card
Side-by-Side Comparison

Here is the detailed comparison.
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Citi® Platinum Select® MasterCard® and READYdebit® Card

Citi® Platinum Select® MasterCard® Offer Citi® Platinum Select® MasterCard®  Official
Card
Name
READYdebit® Card  READYdebit® Card Offer
CitiBank Logo CitiBank 
 
Issuer
   Logo
 
MasterCard  Brand Visa 
None  Annual Fee N/A* 
Introductory
Rate
12 Mo. on Purchases*  Length of
Intro Period
11.99% - 19.99%* (Variable)  Go To Rate
(After Intro)
Yes  Balance Transfer
Available
No 
Very Good  Credit Level
Required
Any 
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*  Bullet Points:
1
100% Approval Guaranteed!*– No Chexsystems or credit checks, bankruptcy okay!  
Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more  2 Now with FREE Credit Builder! 
Citi® Identity Theft Solutions  3 Better than a checking account– Great online bill pay service with no overdraft, bounced check fees – EVER!  
Secure, free online account management  4 Pay Nothing Now!– No deposits or prepayments required to get your card.  
No annual fee  5 FREE Direct Deposit!– stop paying to cash your paycheck.  
     



 


     


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