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Citi® Platinum Select® Card
and
Orchard Bank Classic MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Citi® Platinum Select® Card and Orchard Bank Classic MasterCard®

Citi® Platinum Select® Card Offer Citi® Platinum Select® Card  Official
Card
Name
Orchard Bank Classic MasterCard®  Orchard Bank Classic MasterCard® Offer
CitiBank Logo CitiBank 
 
Issuer
HSBC  HSBC Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 to $79 
Introductory
Rate
Up to 12 Mo  Length of
Intro Period
6 Mo. 
As low as
8.49 
Go To Rate
(After Intro)
7.90 -
15.99 
Yes  Balance Transfer
Available
No 
Very Good  Credit Level
Required
Fair 
0% APR* on balance transfers and purchases for up to 12 months.  Bullet Points:
1
Reporting to major credit bureaus providing opportunity to rebuild credit 
No annual fee  2 Discounts available from MasterCard at many of your favorite merchants 
Citi® Identity Theft Solutions  3 Your account information is updated and at your fingertips 24/7 so you can manage it your way 
$0 Liability on unauthorized purchases  4 Periodic credit limit increase reviews to strengthen your buying power 
Secure, free online account management  5 E-alerts to your email or cell phone to remind you when a payment is due 
     



 


     


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