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First Vineyard MasterCard ®
and
Home Advantage™ World MasterCard® with WorldPoints® Rewards
Side-by-Side Comparison

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First Vineyard MasterCard ® and Home Advantage™ World MasterCard® with WorldPoints® Rewards

First Vineyard MasterCard ® Offer First Vineyard MasterCard ®  Official
Card
Name
Home Advantage™ World MasterCard® with WorldPoints® Rewards  Home Advantage™ World MasterCard® with WorldPoints® Rewards Offer
 Logo  
 
Issuer
Bank of America  Bank of America Logo
 
MasterCard  Brand MasterCard 
See Site  Annual Fee $0 
n/a  Introductory
Rate
n/a  Length of
Intro Period
12
Billing
Cycles 
n/a  Go To Rate
(After Intro)
9.99 -
19.99 
No  Balance Transfer
Available
Yes 
Any  Credit Level
Required
Very Good 
Receive cash back from your own spending  Bullet Points:
1
Earn 1 point for every $1 in net retail purchases at all merchants 
Reload card directly from payroll or bank account  2 Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates 
Powerful Online Account Management and Bill Payment service  3 Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage. 
$39.95 Activation, $6.95 Monthly  4 No limit to the number of points you can earn each year 
Receive cash back from anyone in your compensation tree  5 Card issued by FIA Card Services, N.A. 
     



 


     


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