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Capital One® Spark SM Classic for Business
&
Miles by Discover® Card
Side-by-Side Comparison


Here is the detailed comparison.

Capital One® Spark SM Classic for Business and Miles by Discover® Card

Capital One® Spark SM  Classic for Business Offer Capital One® SparkSM Classic for Business  Official
Card
Name
Miles by Discover® Card  Miles by Discover® Card Offer
Capital One Logo Capital One 
 
Issuer
   Logo
 
Visa  Brand  
$0.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
22.90% (Variable)*  Go To Rate
(After Intro)
10.99-15.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Average  Credit Level
Required
Very Good 
Enjoy no annual fee  Bullet Points:
1
Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles 
Build business credit with eligibility for an automatic credit line increase   2 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 
Earn 1% cash back on every purchase, every day  3 0% intro APR on balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 15.99%* 
Separate business expenses from personal expenses  4 No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates 
$0 Fraud Liability if your card is ever lost or stolen  5 Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card 
     



 


     


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