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Capital One® Spark SM Classic for Business and TrueEarnings® Card from Costco and American Express

	Capital One® SparkSM Classic for Business	Official Card Name	TrueEarnings® Card from Costco and American Express
Capital One		Issuer	American Express
Visa		Brand	American Express
$0.00*		Annual Fee	$0.00*
n/a*		Introductory Rate	0.00*
n/a*		Length of Intro Period	6 Mo. on purchases*
22.90% (Variable)*		Go To Rate (After Intro)	15.24% (Variable)*
Yes		Balance Transfer Available	Yes
Average		Credit Level Required	Excellent
Enjoy no annual fee		Bullet Points: 1	American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
Build business credit with eligibility for an automatic credit line increase		2	Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
Earn 1% cash back on every purchase, every day		3	Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Separate business expenses from personal expenses		4
$0 Fraud Liability if your card is ever lost or stolen		5

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