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Capital One® Spark SM Cash for Business
&
Discover® Student Card
Side-by-Side Comparison


Here is the detailed comparison.

Capital One® Spark SM Cash for Business and Discover® Student Card

Capital One® Spark SM  Cash for Business Offer Capital One® SparkSM Cash for Business  Official
Card
Name
Discover® Student Card  Discover® Student Card Offer
Capital One Logo Capital One 
 
Issuer
Discover  Discover Logo
 
Visa  Brand Discover 
$0.00 1 year, then $59.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
0.00* 
n/a*  Length of
Intro Period
9 Mo. on purchases* 
13.90% (Variable)*  Go To Rate
(After Intro)
12.99-18.99% (Variable)* 
Yes  Balance Transfer
Available
No 
Excellent  Credit Level
Required
Good 
Earn 2% cash back on every purchase, every day   Bullet Points:
1
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* 
Get a $100 cash bonus - just spend $1,000 within the first 3 months  2 5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* 
Receive a $50 cash bonus by signing up for one or more employee cards  3 Up to 1% unlimited Cashback Bonus on everything else you buy 
Enjoy award-winning small business customer service  4 $0 Fraud Liability- you will not be responsible for unauthorized charges 
$0 intro annual fee for the first year; $59 after that  5 No Annual Fee 
     



 


     


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Balance Transfer Cards Low Interest Cards Instant Approval CardsCash Back Cards
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