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Capital One® Cash Rewards - Excellent Credit
&
Discover® Student Card
Side-by-Side Comparison


Here is the detailed comparison.

Capital One® Cash Rewards - Excellent Credit and Discover® Student Card

Capital One® Cash Rewards - Excellent Credit  Offer Capital One® Cash Rewards - Excellent Credit   Official
Card
Name
Discover® Student Card  Discover® Student Card Offer
Capital One Logo Capital One 
 
Issuer
Discover  Discover Logo
 
MasterCard  Brand Discover 
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
0.00* 
Until 06/2013 on purchases*  Length of
Intro Period
9 Mo. on purchases* 
12.90-20.90% (Variable)*  Go To Rate
(After Intro)
12.99-18.99% (Variable)* 
Yes  Balance Transfer
Available
No 
Excellent  Credit Level
Required
Good 
$100 Bonus after you spend $500 in the first 3 months  Bullet Points:
1
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* 
50% bonus on the cash back you earn every year  2 5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* 
1% cash back on all purchases  3 Up to 1% unlimited Cashback Bonus on everything else you buy 
No annual fee  4 $0 Fraud Liability- you will not be responsible for unauthorized charges 
Earn unlimited cash back that doesn't expire  5 No Annual Fee 
     



 


     


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