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Citi Simplicity® Card
&
Miles by Discover® Card
Side-by-Side Comparison


Here is the detailed comparison.

Citi Simplicity® Card and Miles by Discover® Card

Citi Simplicity® Card Offer Citi Simplicity® Card  Official
Card
Name
Miles by Discover® Card  Miles by Discover® Card Offer
CitiBank Logo CitiBank 
 
Issuer
   Logo
 
MasterCard  Brand  
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
n/a* 
18 Mo. on purchases*  Length of
Intro Period
n/a* 
12.99-21.99% (Variable)*  Go To Rate
(After Intro)
10.99-15.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.  Bullet Points:
1
Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles 
Peace of mind through direct access to a service representative, no late fees and no penalty rate  2 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 
No annual fee  3 0% intro APR on balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 15.99%* 
  4 No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates 
  5 Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card 
     



 


     


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