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Citi Simplicity® Card and TrueEarnings® Card from Costco and American Express

	Citi Simplicity® Card	Official Card Name	TrueEarnings® Card from Costco and American Express
CitiBank		Issuer	American Express
MasterCard		Brand	American Express
$0.00*		Annual Fee	$0.00*
0.00*		Introductory Rate	0.00*
18 Mo. on purchases*		Length of Intro Period	6 Mo. on purchases*
12.99-21.99% (Variable)*		Go To Rate (After Intro)	15.24% (Variable)*
Yes		Balance Transfer Available	Yes
Excellent		Credit Level Required	Excellent
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.		Bullet Points: 1	American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
Peace of mind through direct access to a service representative, no late fees and no penalty rate		2	Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
No annual fee		3	Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
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