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Citi Simplicity® Card and Blue Cash Everyday SM Card from American Express

	Citi Simplicity® Card	Official Card Name	Blue Cash EverydaySM Card from American Express
CitiBank		Issuer	American Express
MasterCard		Brand	American Express
$0.00*		Annual Fee	$0.00*
0.00*		Introductory Rate	0.00*
18 Mo. on purchases*		Length of Intro Period	12 Mo. on purchases*
12.99-21.99% (Variable)*		Go To Rate (After Intro)	17.24-22.24% (Variable)*
Yes		Balance Transfer Available	Yes
Excellent		Credit Level Required	Excellent
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.		Bullet Points: 1	Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
Peace of mind through direct access to a service representative, no late fees and no penalty rate		2	0% intro APR on purchases for 12 months, flexibility to pay over time
No annual fee		3	Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
		4	No spend minimum, No enrollment, and No rotating rewards categories
		5	Get a $25 Referral Bonus for each friend or family member who is approved for the Card

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