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Discover® Student Card
&
Orchard Bank Classic MasterCards
Side-by-Side Comparison


Here is the detailed comparison.

Discover® Student Card and Orchard Bank Classic MasterCards

Discover® Student Card Offer Discover® Student Card  Official
Card
Name
Orchard Bank Classic MasterCards  Orchard Bank Classic MasterCards Offer
Discover Logo Discover 
 
Issuer
HSBC  HSBC Logo
 
Discover  Brand MasterCard 
$0.00*  Annual Fee $39.00 1 year, then $59.00* 
0.00*  Introductory
Rate
n/a* 
9 Mo. on purchases*  Length of
Intro Period
n/a* 
12.99-18.99% (Variable)*  Go To Rate
(After Intro)
14.99-24.99% (Variable)* 
No  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Fair 
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*  Bullet Points:
1
An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly 
5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*  2 Acceptance at millions of locations worldwide, including website purchases and reservations 
Up to 1% unlimited Cashback Bonus on everything else you buy  3 Email and text messages are available to remind you of your upcoming payment due date 
$0 Fraud Liability- you will not be responsible for unauthorized charges  4 Knowledgeable customer service representatives to assist you with questions or concerns 
No Annual Fee  5  
     



 


     


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