|
Capital One® Cash Rewards for Newcomers |
Official
Card
Name |
Citi Simplicity® Card |
 |
 |
Capital One |
|
Provider |
| CitiBank |
 | |
| MasterCard |
Brand |
MasterCard |
| $0 |
Annual Fee |
$0* |
| n/a |
Introductory
Rate |
0%* |
| n/a |
Length of
Intro Period |
18 Mo.* |
| 24.9% (V) |
Go To Rate
(After Intro) |
12.99% - 21.99%* (Variable) |
| Yes |
Balance Transfer
Available |
Yes |
| Average |
Credit Level
Required |
Excellent |
| A card designed to help those new to the U.S. establish credit and earn cash back |
Bullet Points:
1 |
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. |
| Build credit with responsible use -- plus automatic reporting to the three major credit bureaus |
2 |
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. |
| Get 2% cash back on travel purchases |
3 |
No late fees - EVER |
| Earn 1% cash back on all other purchases |
4 |
No penalty rate - EVER |
| No foreign transaction fees |
5 |
No annual fee - EVER |
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