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Capital One® Cash Rewards for Newcomers
|Capital One® Cash Rewards for Newcomers||Official
|Citi Simplicity® Card|
|24.9% (V)||Go To Rate
|12.99% - 21.99%* (Variable)|
|A card designed to help those new to the U.S. establish credit and earn cash back||Bullet Points:
|0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.|
|Build credit with responsible use -- plus automatic reporting to the three major credit bureaus||2||There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.|
|Get 2% cash back on travel purchases||3||No late fees - EVER|
|Earn 1% cash back on all other purchases||4||No penalty rate - EVER|
|No foreign transaction fees||5||No annual fee - EVER|
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