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Ink SM Classic Business
&
Miles by Discover® Card
Side-by-Side Comparison


Here is the detailed comparison.

Ink SM Classic Business and Miles by Discover® Card

Ink SM  Classic Business Offer InkSM Classic Business  Official
Card
Name
Miles by Discover® Card  Miles by Discover® Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
   Logo
 
MasterCard  Brand  
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
n/a* 
12 Mo. on purchases*  Length of
Intro Period
n/a* 
10.24% (Variable)*  Go To Rate
(After Intro)
10.99-15.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!  Bullet Points:
1
Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles 
5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services  2 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash 
2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel  3 0% intro APR on balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 15.99%* 
1 point per dollar on all other card purchases with no limit on the amount you can earn  4 No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates 
Cash back rewards do not expire   5 Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card 
     



 


     


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