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Citi® Dividend Platinum Select® Visa® Card
&
Discover® Student Card
Side-by-Side Comparison


Here is the detailed comparison.

Citi® Dividend Platinum Select® Visa® Card and Discover® Student Card

Citi® Dividend Platinum Select® Visa® Card  Offer Citi® Dividend Platinum Select® Visa® Card   Official
Card
Name
Discover® Student Card  Discover® Student Card Offer
CitiBank Logo CitiBank 
 
Issuer
Discover  Discover Logo
 
Visa  Brand Discover 
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
0.00* 
12 Mo. on purchases*  Length of
Intro Period
9 Mo. on purchases* 
12.99-22.99% (Variable)*  Go To Rate
(After Intro)
12.99-18.99% (Variable)* 
Yes  Balance Transfer
Available
No 
Very Good  Credit Level
Required
Good 
$100 cash back after $500 in purchases within the first 3 months of account opening  Bullet Points:
1
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* 
0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*  2 5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* 
Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.   3 Up to 1% unlimited Cashback Bonus on everything else you buy 
Each quarter, you can enroll to earn additional cash back in popular categories.  4 $0 Fraud Liability- you will not be responsible for unauthorized charges 
Full 1% cash back on all other purchases and eligible cash advances.  5 No Annual Fee 
     



 


     


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