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PenFed Promise VISA Card
&
Discover® More® Card
Side-by-Side Comparison


Here is the detailed comparison.

PenFed Promise VISA Card and Discover® More® Card

PenFed Promise VISA Card Offer PenFed Promise VISA Card  Official
Card
Name
Discover® More® Card  Discover® More® Card Offer
 Logo  
 
Issuer
Discover  Discover Logo
 
Visa  Brand Discover 
$0.00*  Annual Fee $0.00* 
7.49*  Introductory
Rate
0.00* 
36 Mo. on purchases*  Length of
Intro Period
6 Mo. on purchases* 
9.99% (Fixed)*  Go To Rate
(After Intro)
10.99-20.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
Absolutely No Fees  Bullet Points:
1
0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 
7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.  2 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 
No-fee cash advances carry a 17.99% APR   3 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* 
No Foreign Transaction Fees  4 Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 
Some restrictions apply.  5 24/7 access to a U.S.-based Account Manager within 60 seconds 
     



 


     


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