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PenFed Premium Travel Rewards American Express® Card
&
U.S. Bank FlexPerks® Travel Rewards Visa Signature® card
Side-by-Side Comparison


Here is the detailed comparison.

PenFed Premium Travel Rewards American Express® Card and U.S. Bank FlexPerks® Travel Rewards Visa Signature® card

PenFed Premium Travel Rewards American Express® Card Offer PenFed Premium Travel Rewards American Express® Card  Official
Card
Name
U.S. Bank FlexPerks® Travel Rewards Visa Signature® card   U.S. Bank FlexPerks® Travel Rewards Visa Signature® card  Offer
 Logo  
 
Provider
   Logo
 
  Brand Visa 
$0  Annual Fee $0 1st year, then $49 
n/a  Introductory
Rate
0% 
n/a  Length of
Intro Period
12 billing cycles 
9.99% (Variable)  Go To Rate
(After Intro)
13.99%-23.99% (Variable) 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Excellent 
You must be a PenFed member to apply. Not yet a member? It's easy to join!   Bullet Points:
1
Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days 
You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.  2 Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees 
Earn 5 points on airfare purchases, and 1 point on all other purchases.  3 Earn one FlexPoint for every $1 of eligible net purchases charged to your card 
Earn 20,000 bonus points when you spend $650 within the first 3 months of opening the Card account—that's worth $200 toward your next round-trip airline ticket.  4 Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses 
Free LOUNGE CLUB™ membership which provides worldwide airport lounge access (upon spending $15,000 on the Card within a calendar year).  5 Earn Triple FlexPoints for your charitable donations 
     



 


     


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