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PenFed Premium Travel Rewards American Express® Card
&
Capital One® Platinum Credit Card
Side-by-Side Comparison


Here is the detailed comparison.

PenFed Premium Travel Rewards American Express® Card and Capital One® Platinum Credit Card

PenFed Premium Travel Rewards American Express® Card Offer PenFed Premium Travel Rewards American Express® Card  Official
Card
Name
Capital One® Platinum Credit Card  Capital One® Platinum Credit Card Offer
 Logo  
 
Provider
Capital One  Capital One Logo
 
  Brand MasterCard 
$0  Annual Fee $0 intro for first year; $19 after that 
n/a  Introductory
Rate
n/a 
n/a  Length of
Intro Period
n/a 
9.99% (Variable)  Go To Rate
(After Intro)
24.9% (V) 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Fair 
You must be a PenFed member to apply. Not yet a member? It's easy to join!   Bullet Points:
1
$0 intro annual fee for the first year; $19 after that 
You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.  2 Image Card - personalize your card with an image of your choice  
Earn 5 points on airfare purchases, and 1 point on all other purchases.  3 $0 Fraud Liability if your card is lost or stolen  
Earn 20,000 bonus points when you spend $650 within the first 3 months of opening the Card account—that's worth $200 toward your next round-trip airline ticket.  4 Monitor your spending with text message alerts  
Free LOUNGE CLUB™ membership which provides worldwide airport lounge access (upon spending $15,000 on the Card within a calendar year).  5  
     



 


     


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