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PenFed Premium Travel Rewards American Express ® Card
&
Chase Sapphire Preferred SM Card
Side-by-Side Comparison


Here is the detailed comparison.

PenFed Premium Travel Rewards American Express ® Card and Chase Sapphire Preferred SM Card

PenFed Premium Travel Rewards American Express ®  Card Offer PenFed Premium Travel Rewards American Express® Card  Official
Card
Name
Chase Sapphire PreferredSM Card  Chase Sapphire Preferred SM  Card Offer
 Logo  
 
Issuer
Chase Bank  Chase Bank Logo
 
American Express  Brand  
$0.00*  Annual Fee $0.00 1 year, then $95.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
13.24% (Fixed)*  Go To Rate
(After Intro)
15.24% (Variable)* 
Yes  Balance Transfer
Available
No 
Very Good  Credit Level
Required
Excellent 
No annual fee  Bullet Points:
1
Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 
5x points on airfare purchases and 1x points on all other purchases  2 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. 
20,000 bonus points upon spending $650 in the first 3 months  3 Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM 
Complimentary concierge service  4 No foreign transaction fees 
Exceptional travel offers and discounts  5 Receive a 7% annual dividend on all new points earned - even on points already redeemed 
     



 


     


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