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PenFed Premium Travel Rewards American Express® Card
&
Citi® Dividend Platinum Select® Visa® Card
Side-by-Side Comparison


Here is the detailed comparison.

PenFed Premium Travel Rewards American Express® Card and Citi® Dividend Platinum Select® Visa® Card

PenFed Premium Travel Rewards American Express® Card Offer PenFed Premium Travel Rewards American Express® Card  Official
Card
Name
Citi® Dividend Platinum Select® Visa® Card   Citi® Dividend Platinum Select® Visa® Card  Offer
 Logo  
 
Provider
CitiBank  CitiBank Logo
 
  Brand Visa 
$0  Annual Fee $0* 
n/a  Introductory
Rate
0%* 
n/a  Length of
Intro Period
12 Mo.* 
9.99% (Variable)  Go To Rate
(After Intro)
12.99%-22.99%* (Variable) 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
You must be a PenFed member to apply. Not yet a member? It's easy to join!   Bullet Points:
1
$100 cash back after $500 in purchases within the first 3 months of account opening  
You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.  2 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness* 
Earn 5 points on airfare purchases, and 1 point on all other purchases.  3 Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment 
Earn 20,000 bonus points when you spend $650 within the first 3 months of opening the Card account—that's worth $200 toward your next round-trip airline ticket.  4 Enroll at no additional cost each quarter for new categories that earn additional cash back 
Free LOUNGE CLUB™ membership which provides worldwide airport lounge access (upon spending $15,000 on the Card within a calendar year).  5 Full 1% cash back on all other purchases and eligible cash advances. 
     



 


     


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