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American Express® Premier Rewards Gold Card
&
Discover it® for Students
Side-by-Side Comparison


Here is the detailed comparison.

American Express® Premier Rewards Gold Card and Discover it® for Students

American Express® Premier Rewards Gold Card Offer American Express® Premier Rewards Gold Card  Official
Card
Name
Discover it® for Students  Discover it® for Students Offer
American Express Logo American Express 
 
Provider
Discover  Discover Logo
 
American Express  Brand Discover 
Intro annual fee of $0 for the first year, then $175  Annual Fee $0 
n/a  Introductory
Rate
0% 
n/a  Length of
Intro Period
6 Mo. 
n/a  Go To Rate
(After Intro)
12.99%-18.99% V 
No  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 in one calendar year  Bullet Points:
1
The new Discover it card is out to change the way people think about credit cards. 
Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.  2 Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.* 
Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands  3 Generous...5% cash back in categories that change throughout the year up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.* 
Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company  4 Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card. 
Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply  5 Flexible...Choose your own due date and pay up to midnight ET online or by phone. 
     



 


     


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