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American Express® Premier Rewards Gold Card
&
Discover® Student Card
Side-by-Side Comparison


Here is the detailed comparison.

American Express® Premier Rewards Gold Card and Discover® Student Card

American Express® Premier Rewards Gold Card Offer American Express® Premier Rewards Gold Card  Official
Card
Name
Discover® Student Card  Discover® Student Card Offer
American Express Logo American Express 
 
Issuer
Discover  Discover Logo
 
American Express  Brand Discover 
$0.00 1 year, then $175.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
0.00* 
n/a*  Length of
Intro Period
9 Mo. on purchases* 
n/a*  Go To Rate
(After Intro)
12.99-18.99% (Variable)* 
No  Balance Transfer
Available
No 
Excellent  Credit Level
Required
Good 
Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership  Bullet Points:
1
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* 
Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else   2 5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* 
Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.  3 Up to 1% unlimited Cashback Bonus on everything else you buy 
Introductory annual fee of $0 for the first year, then $175  4 $0 Fraud Liability- you will not be responsible for unauthorized charges 
Get a decision in as little as 60 seconds.  5 No Annual Fee 
     



 


     


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