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of the best credit card offers online."

Next Millennium MasterCard®
and
Starwood Preferred Guest(R) Credit Card from American Express
Side-by-Side Comparison

Here is the detailed comparison.
You can also add a third credit card.

Next Millennium MasterCard® and Starwood Preferred Guest(R) Credit Card from American Express

Next Millennium MasterCard®

Official
Card
Name

Starwood Preferred Guest(R) Credit Card from American Express

Issuer

American Express

Brand

American Express

$59

Annual Fee

See Terms*

n/a

Introductory
Rate

See Terms*

n/a

Length of
Intro Period

See Terms*

19.5%

Go To Rate
(After Intro)

15.24%

Balance Transfer
Available

Yes

Fair

Credit Level
Required

Good

No credit check*

Bullet Points:
1

Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.

Approved regardless of credit history

Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates

Secured credit limit of up to $5,000.00

No annual fee for the first year and $45 thereafter

Get cash at over 740,000 ATMs

Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines

Accepted wherever MasterCard® is accepted

Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners

Or you can return to one of our comparisons by type:

Next Millennium MasterCard®
and
Starwood Preferred Guest(R) Credit Card from American Express
Side-by-Side Comparison