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Iberiabank Visa® Select Card
&
Gold Delta SkyMiles® Credit Card from American Express
Side-by-Side Comparison


Here is the detailed comparison.

Iberiabank Visa® Select Card and Gold Delta SkyMiles® Credit Card from American Express

Iberiabank Visa® Select Card Offer Iberiabank Visa® Select Card  Official
Card
Name
Gold Delta SkyMiles® Credit Card from American Express  Gold Delta SkyMiles® Credit Card from American Express Offer
 Logo  
 
Provider
American Express  American Express Logo
 
Visa  Brand American Express 
$35  Annual Fee $0 intro annual fee for the first year, then $95 
0% or 7.5%  Introductory
Rate
None 
12 Mo.  Length of
Intro Period
None 
7.50%, 9.50%, or 11.50%  Go To Rate
(After Intro)
15.24% - 19.24% Variable 
Yes  Balance Transfer
Available
No 
Very Good  Credit Level
Required
Excellent 
Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.  Bullet Points:
1
Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.  
Intro APR on Balance Transfers of 1.99% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.   2 Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent. 
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  3 Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four. 
Online access to credit card account information  4 Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.  
Low Annual Fee of $35.00  5 $0 introductory annual fee for the first year, then $95. 
     



 


     


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