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Chase Sapphire SM Card
&
American Express® Gold Card
Side-by-Side Comparison


Here is the detailed comparison.

Chase Sapphire SM Card and American Express® Gold Card

Chase Sapphire SM  Card Offer Chase SapphireSM Card  Official
Card
Name
American Express® Gold Card  American Express® Gold Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
American Express  American Express Logo
 
Visa  Brand American Express 
$0.00*  Annual Fee $0.00 1 year, then $125.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
15.24% (Variable)*  Go To Rate
(After Intro)
n/a* 
No  Balance Transfer
Available
No 
Excellent  Credit Level
Required
Excellent 
Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!  Bullet Points:
1
Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more. 
2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.  2 Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company  
Points never expire and there are no limits on how many points you can earn  3 Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. 
Redeem points for travel, gift cards, merchandise, cash back and more  4 Introductory annual fee of $0 for the first year, then $125. 
Direct access to expert service advisors anytime  5 Get a decision in as little as 60 seconds. 
     



 


     


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