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Chase Sapphire SM Card
&
Discover® More® Card
Side-by-Side Comparison


Here is the detailed comparison.

Chase Sapphire SM Card and Discover® More® Card

Chase Sapphire SM  Card Offer Chase SapphireSM Card  Official
Card
Name
Discover® More® Card  Discover® More® Card Offer
Chase Bank Logo Chase Bank 
 
Issuer
Discover  Discover Logo
 
Visa  Brand Discover 
$0.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
0.00* 
n/a*  Length of
Intro Period
6 Mo. on purchases* 
15.24% (Variable)*  Go To Rate
(After Intro)
10.99-20.99% (Variable)* 
No  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!  Bullet Points:
1
0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 
2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.  2 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 
Points never expire and there are no limits on how many points you can earn  3 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* 
Redeem points for travel, gift cards, merchandise, cash back and more  4 Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 
Direct access to expert service advisors anytime  5 24/7 access to a U.S.-based Account Manager within 60 seconds 
     



 


     


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