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Chase Sapphire SM Card
&
TrueEarnings® Card from Costco and American Express
Side-by-Side Comparison


Here is the detailed comparison.

Chase Sapphire SM Card and TrueEarnings® Card from Costco and American Express

Chase Sapphire SM  Card Offer Chase SapphireSM Card  Official
Card
Name
TrueEarnings® Card from Costco and American Express  TrueEarnings® Card from Costco and American Express Offer
Chase Bank Logo Chase Bank 
 
Issuer
American Express  American Express Logo
 
Visa  Brand American Express 
$0.00*  Annual Fee $0.00* 
n/a*  Introductory
Rate
0.00* 
n/a*  Length of
Intro Period
6 Mo. on purchases* 
15.24% (Variable)*  Go To Rate
(After Intro)
15.24% (Variable)* 
No  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Excellent 
Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!  Bullet Points:
1
American Express® Card and Costco Membership Card in one- with no annual fee for Costco members  
2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.  2 Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco 
Points never expire and there are no limits on how many points you can earn  3 Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express 
Redeem points for travel, gift cards, merchandise, cash back and more  4  
Direct access to expert service advisors anytime  5  
     



 


     


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