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Citi Forward® Card for College Students
&
Citi Simplicity® Card
Side-by-Side Comparison


Here is the detailed comparison.

Citi Forward® Card for College Students and Citi Simplicity® Card

Citi Forward® Card for College Students Offer Citi Forward® Card for College Students  Official
Card
Name
Citi Simplicity® Card  Citi Simplicity® Card Offer
CitiBank Logo CitiBank 
 
Issuer
CitiBank  CitiBank Logo
 
Visa  Brand MasterCard 
$0.00*  Annual Fee $0.00* 
0.00*  Introductory
Rate
0.00* 
7 Mo. on purchases*  Length of
Intro Period
18 Mo. on purchases* 
13.99-22.99% (Variable)*  Go To Rate
(After Intro)
12.99-21.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Excellent 
No Cosigner required  Bullet Points:
1
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. 
APR reduction on purchases when using credit wisely  2 Peace of mind through direct access to a service representative, no late fees and no penalty rate 
100 ThankYou Points each billing period that you pay on time and stay under your credit limit  3 No annual fee 
Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.  4  
  5  
     



 


     


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