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Discover® Open Road Card
and
Citi® Platinum Select® MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Discover® Open Road Card and Citi® Platinum Select® MasterCard®

Discover® Open Road Card Offer Discover® Open Road Card  Official
Card
Name
Citi® Platinum Select® MasterCard®  Citi® Platinum Select® MasterCard® Offer
Discover Logo Discover 
 
Issuer
CitiBank  CitiBank Logo
 
Discover  Brand MasterCard 
None  Annual Fee None 
0*  Introductory
Rate
6 Mo.*  Length of
Intro Period
12 Mo. on Purchases* 
11.99% - 20.99% (Variable)*  Go To Rate
(After Intro)
11.99% - 19.99%* (Variable) 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
2% Cashback Bonus automatically at any gas station and any restaurant  Bullet Points:
1
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate* 
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall  2 Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more 
Up to 1% unlimited Cashback Bonus on all other purchases  3 Citi® Identity Theft Solutions 
0% intro APR on balance transfers for 12 full months, then the Regular APR  4 Secure, free online account management 
0% intro APR on purchases for 6 months, then the Regular APR  5 No annual fee 
     



 


     


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